Bank CD Rates Going Up


If you are looking for places to save money, you might want to consider investing in CDs.  While high interest savings accounts are still very attractive, bank CD rates are going up nationwide.  Now might be the time to invest your short-term savings into certificates of deposits.
Wachovia CD Rates
The Wachoiva CD rates for the Wachovia [...]


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WTDirect Savings Account Review


WTDirect just raised the interest rate on its WTDirect savings account to 3.26%.  This is great news for any WTDirect savings account holder or anyone looking to open a high interest savings account.  Since WTDirect decided to increase the savings rate, we thought that we should write a WTDirect savings account review.
Wilmington Trust is a [...]


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First Steps to Paying Yourself First


J.D. from Get Rich Slowly wrote a very good article today, Personal Finance Made East: Pay Yourself First. The advice that J.D. provides is right on the money. Too often people save money last. This article will explore why you must not save money last.
What I mean by saving money [...]


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High Interest Savings Accounts in the United States


Finding high interest savings accounts in the United States has never been easier. There are so many banks in the United States that are offering high interest savings accounts. If you have not opened an account yet, you need to read this review of some of the best savings accounts available in the [...]


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High Interest Rate Savings & Rule of 72


Have you ever heard of the Rule of 72?  If not, then you absolutely need to learn it.  This simple Rule of 72 forms to basis for why high interest rate savings is so important.  This article will explore the Rule of 72 and how it affects you high interest rate savings plan.
The rule of [...]


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Savings Account Loans


What are savings account loans?
Savings account loans are loans which use the balance of your savings account as collateral for the loan. Savings account loans are also referred to as share loans. This can be a great way to obtain a person loan or a short term loan. You might have bad [...]


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  • High Interest Rate Savings

    This site is devoted to sharing with you the best highest interest savings account information you can find anywhere. You might think that all banks offer the same interest rates on their savings accoutns. However, nothing could be further from the truth. Smart Savings 101 will provide you with all the information you need to find high interest rate savings accounts. It is important that you shop around to find the best savings account.
  • Disclaimer

    Any information shared on Smart Savings 101 does not constitute financial advice. This Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.