FDIC Insurance Limits


The FDIC Insurance limits have experienced a major increase as part of Congress’ economic bailout package.  The FDIC insurance limits have been increased to $250,000 per depositor.  For decades the limits were at $150,000.
Why Did Congress Increase the FDIC Insurance Limit?
The FDIC insurance limit increase is designed to give depositors confidence that their money will [...]


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Etrade High Interest Savings Accounts


Etrade Financial just raised their interest rates to 3.15% APY.  While this is not the highest rate savings accounts online, the Etrade high interest savings accounts are definitely something that you need to consider.
The Etrade savings account now has a 3.15% APY interest fate.  In addition to this high interest rate, Etrade’s savings accounts require [...]


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Washington Mutual Online Banking


The Washington Mutual online banking program just launched a great high interest rate savings account.  This Washington Mutual savings account has a high interest yield of  3.30% annual percentage yield; provided that you sign up for a Washington Mutual free checking account.
You should not worry at all about opening a washington mutual free checking account.  [...]


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Kids Club Savings Account


What is a kids club savings account?
A kids club savings account is a type of savings account that many banks offer in order to encourage parents to teach their children how to bank.  It is a great idea for parents to start teaching their children about money management and smart savings at an early age.  [...]


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  • High Interest Rate Savings

    This site is devoted to sharing with you the best highest interest savings account information you can find anywhere. You might think that all banks offer the same interest rates on their savings accoutns. However, nothing could be further from the truth. Smart Savings 101 will provide you with all the information you need to find high interest rate savings accounts. It is important that you shop around to find the best savings account.
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